What insurance payment processing should include
Card, ACH, and text-to-pay
Collect premium the way your insureds want to pay, with surcharging and fee handling that follows your state rules.
Agency bill and direct bill
Two purpose-built workflows instead of one generic gateway retrofitted for insurance.
Automated reconciliation
Every payment matched to the right policy, invoice, and deposit, then written back to your AMS.
Security and compliance
PCI-compliant processing, tokenized card storage, and no sensitive data living in your inbox.
Who we work with
Independent agencies
- Stop chasing checks and manual invoices
- Auto pay on renewals and installments
- AMS360, HawkSoft, Sagitta, and more
MGAs and wholesalers
- Quote, pay, and bind in one flow
- Premium finance connected at checkout
- Clean data back to your systems
Carriers
- Interchange optimization on direct bill
- Lower cost per transaction at volume
- Concierge support for your policyholders
How much does insurance payment processing cost?
Cost depends on how you bill. On agency bill, the fee is typically passed to the insured as a convenience fee, so the agency’s hard cost is close to zero. On direct bill, carriers absorb interchange — which is where card qualification and Level II/III data make the biggest difference. Most carriers we work with reduce their effective rate meaningfully once transactions are optimized.
Run your current rate through our fee comparison on the direct bill page to see where you stand.